Ask Our Specialists

We have plans with cancel for any reason that you can use in case you are denied entry /travel-insurance/

Insubuy is a broker and does handle or process claims. If you would like to check the status of a claim, you will need to reach out to your insurance company directly. The number to the claims department can be found on the back of your insurance ID card. If you have any additional questions please let us know.

There are plans like Atlas America or Patriot America Plus that offer the Acute onset of pre-existing conditions. This may be what you are looking in for coverage, but to learn more about the acute onset of pre-existing conditions please click the hyperlink to see the article. Visitors Protect is the only plan that offers coverage for pre-existing conditions, but it still cannot be known, expected, or routine treatment. It has a 90 day minimum purchase and $1500 deductible built into the plan for anything relating to a pre-existing condition. It must be purchased before the insured has left their home country, and the sub-limited maximum amount of coverage that is available for pre-existing conditions is $25,000 ($50k, $100k, or $250k policy max available for expenses related to new injuries or illnesses). You are welcome to run a quote in the Visitors to U.S.A. section of the website to see what plans are available. If you have any additional questions please let us know.

You are not able to add trip cancelation to plans. You are welcome to run a quote in the Trip Insurance section of the website for plans that will offer coverage towards the non-refundable costs of your trip. Please be advised that this plan is only available to US residents. If you have any additional questions please let us know

Visitors Protect is the only plan that offers coverage for pre-existing conditions for visitors, but it still cannot be known, expected, or routine treatment. It has a 90 day minimum purchase and $1500 deductible built into the plan for anything relating to a pre-existing condition. It must be purchased before the insured has left their home country, and the sub-limited maximum amount of coverage that is available for pre-existing conditions is $25,000 ($50k, $100k, or $250k policy max available for expenses related to new injuries or illnesses). Other plans, like Atlas America or Patriot America Plus, do offer the Acute onset of pre-existing conditions. If you would like to learn more about the acute onset of pre-existing conditions please click the hyperlink. You can run a quote in the Visitors to U.S.A. section of the website to see what plans are available. If you have any additional questions please let us know.

Visitors insurance will generally pay for any new injuries or illnesses that did not exist in the body before the effective date of the policy. No plans on the market are going to offer coverage for preventative care or routine maintenance of any kind, and they will not cover pre-existing conditions with the exception of the acute onset of a pre-existing condition coverage available on some plans, and a plan called Visitors Protect. Patriot America Plus and Safe Travels USA Comprehensive are two of our most popular plans. You are welcome to run a quote in the Visitors to the U.S.A. section of the website to see what plans are available to you. If you have any additional questions please let us know.