Global Medical Insurance - Gold - Seguro de salud internacional

Utilice esta información de alto nivel solo como una guía y no tome decisiones basándose únicamente en esta comparación. Si tiene alguna inquietud, duda o pregunta, por favor refiérase a los detalles de póliza individual para información completa ya que no es posible representar todos los detalles de la información de manera concisa tal así. Por favor llámenos para más detalles Si hay alguna discrepancia entre esta la comparación y los detalles actuales de la póliza, los detalles de la póliza anularan.

Todos los montos son en dólares estadounidenses

General

GMI Gold - Area 2
Comprensivo
Worldwide, Excluding the United States, Canada, China, Hong Kong, Japan, Macau, Singapore and Taiwan
$5,000,000 Lifetime
Outside U.S.: 50% of deductible waived up to $2,500. After deductible, plan pays 100% to policy maximum

Médico - Ambulatorio

To policy maximum
To policy maximum
To policy maximum
12 month waiting period. $10,000 per period, $50,000 lifetime.
Must be ordered in advance by physician.
To policy maximum
To policy maximum, maximum of 90 days per prescription. Orphan Drugs or Biologic Drugs do not apply to the maximum limit per event.
To policy maximum
To policy maximum
To policy maximum
20% of primary surgeon's eligible fee.

Médico - Hospitalario

Average semi-private room rate, to policy maximum.
To policy maximum
To policy maximum
To policy maximum
20% of primary surgeon's eligible fee.
To policy maximum

Médico - Otros tratamientos y servicios

-
To policy maximum
To policy maximum
-
To policy maximum Illness must result in hospital admission.
12 month waiting period. $10,000 maximum, $50,000 lifetime.
$50 per visit, maximum of 1 visit per day. Must be ordered in advance by physician.
Ninguno
Known Disclosed: To policy maximum unless excluded by a Rider. Non-Disclosed: No coverage. Unknown: 24 month waiting period, then $5,000 per period, maximum of $50,000 lifetime. No sub-limits and no waiting period with proof of prior creditable coverage.
To policy maximum
100% if requested, reduced to 50% if not obtained when required.
Transplants, Interfacility Ambulance Transfer, Medical Evacuation, Orphan Drugs or Biologic Drugs - no coverage if not pre-certified; otherwise covered at 100%; All other - 50%
180 days
$1,000,000 lifetime
To policy maximum
$300/accident. Not subject to deductible and coinsurance.
To policy maximum
To policy maximum
Terminally Ill - 6 months to live, to policy maximum.
Included

Dental

Unexpected Pain: $100 per period, maximum of $500. Optional coverage available.
To policy maximum

Bienestar

$250 per period of coverage.
$200 per period of coverage.

Medicina alternativa

$500 per period of coverage
$500 per period of coverage
$500 per period of coverage
$500 per period of coverage
$500 per period of coverage
$500 per period of coverage

Otro

Private Hospital: $400 per night, maximum of $4,000 Public Hospital: $500 per night, maximum of $5,000
-

Prestaciones del plan

Before effective date, full refund. After effective date, short rate refund.
$0
$0
Health Travel Preventative Coverage: $250 for vaccinations and preventative prescription drugs administered by a Physician 30 days prior to initial effective date and before departure. Look at certificate wording for additional benefits.
$250 Hasta 74
$500 Hasta 74
$1,000 Hasta 74
$2,500 Hasta 74
$5,000 Hasta 74
$10,000 Hasta 74
$25,000 Hasta 74
International Medical Group (IMG)
SiriusPoint Specialty Insurance Corporation

¡Adquiera este plan al instante en línea hoy mismo!

  • URC - Cargos usuales, razonables o habituales.
  • Para prestaciones médicas, al máximo de póliza, se refiere a los cargos habituales, razonables y acostumbrados (URC por sus siglas en inglés). Aplican deducibles y coaseguro, a menos que se indique lo contrario.
  • Siempre que haya una diferencia en los niveles de prestaciones dentro de la red PPO y fuera de la red PPO, las prestaciones indicadas anteriormente son aplicables cuando se aprovecha el tratamiento dentro de la red PPO.
  • Coberturas mostradas son por persona a menos que se indique lo contrario.
  • El guión (-) en los campos arriba significa No aplicable (N/A).