IMG insurance provides travel medical insurance for people traveling to the United States or outside the United States for a single trip or multiple trips. Long-term major medical insurance plans are available for expatriates, retirees and others who spend most of their time outside the United States. Excellent products for international students and exchange visitors are available as well. IMG insurance also provides other specialty products, such as for marine crew, missionaries and extreme sports.
IMG insurance plans are underwritten by SiriusPoint Specialty Insurance Corporation, which is rated A-, "Excellent," by A.M. Best.
Some of the most popular IMG insurance products are listed below:
For Visitors to the U.S.
Visitors Care
Visitors care is a low-cost fixed-coverage plan for persons visiting the United States. It pays a fixed amount for every procedure, and you have to pay the difference out of your pocket. You can visit any provider of your choice, and there is no PPO network. It is up to the provider whether they would like to bill directly or not.
Patriot America Plus
Patriot America Plus is an IMG insurance plan that provides comprehensive coverage for visitors to the United States. After the deductible, within the PPO network, it covers 100 percent of the policy maximum. It participates in the United Healthcare PPO network, and there are many participating providers all across the United States.
Patriot America Lite
Patriot America Lite provides international medical coverage to visitors to the United States.
Patriot America Platinum
Patriot America Platinum provides the highest level of travel medical coverage for non-U.S. citizens, as the coverage starts at $1 million.
For travel outside the U.S.
Patriot International Lite
Patriot International Lite provides international medical coverage to both U.S. and non-U.S. citizens outside the United States. It fully meets the Schengen visa insurance requirements.
Patriot International Platinum
Patriot International Platinum provides a high level of travel medical insurance coverage to U.S. citizens traveling outside the United States and is renewable for up to three years.
For international students and exchange visitors
Patriot Exchange Program
Patriot Exchange Program is an IMG insurance plan specifically meant for exchange visitors in the U.S. on a J-1 visa and their dependents on a J-2 visa. It meets the minimum requirements set by the U.S. Department of State for J-1 visa insurance.
Student Health Advantage
Student Health Advantage is meant for international students studying full time in a U.S. school. It meets the minimum requirements set by many schools across the U.S., but please contact us to make sure. After the purchase, we can get the waiver form completed for you.
In addition to the above, there are many other IMG insurance plans available.
If you need any help understanding the most suitable plan for your needs or any postpurchase support, you can contact us at any time during our work hours.